Nav logo
Personal
Business
Card
About us
Get started
en
English
Spanish
Portuguese
Download
en
English
Spanish
Portuguese
2

2. Setup Process

  • 2.1 Setting Up the SDP AccountInstance Setup Process
  • 2.2 Funding the Disbursement Account (Depositing Local Currency → Receiving USDC)Overview of the Funding Process

2.1 Setting Up the SDP Account

Before funding or creating disbursements, the organization must have its own SDP account. Decaf manages this setup to ensure a smooth onboarding process.

Instance Setup Process

  • Collect basic details from the organization:

    • Administrator email

    • First and last name

    • Preferred URL for the SDP instance

  • Generate the SDP instance using the provided information.

  • Confirm onboarding access by ensuring the organization receives the activation email and can log into its new SDP account.

Once the account is active, the organization can proceed to fund its wallet and begin setting up disbursements.

2.2 Funding the Disbursement Account (Depositing Local Currency → Receiving USDC)

Before initiating disbursements, the organization must fund its Stellar Disbursement Platform (SDP) account with USDC, the digital dollar used for payouts.

Decaf simplifies this by using authorized on-ramp providers that convert local currency into USDC and deposit it directly into the organization’s SDP wallet.

Overview of the Funding Process

Decaf will guide the organization through each step of the funding process.

  • Choose an on-ramp provider based on the organization’s region.

  • Complete the provider’s KYB requirements.

  • Receive deposit instructions (a virtual account).

    Example of Virtual Account for Euros
  • Transfer local currency, which the provider converts into USDC.

  • Receive USDC in the SDP wallet, ready for disbursement.

Download your Decaf global wallet.

Mobile image for destopMobile image for the mobile
Decaf
PersonalBusinessAbout usHelp centerBlog
LegalPrivacy PolicyTerms & Conditions

Download your Decaf global wallet.

Mobile image for destopMobile image for the mobile
© 2025 Decaf, Inc. is a financial technology company registered in Delaware, USA (File No. 6618888).
Decaf is not a bank, exchange, or asset custodian.  Decaf does not hold user funds or facilitate FDIC insurance.
Payment services and card products are provided in partnership with licensed institutions in their respective jurisdictions.